LITTLE ROCK, Ark. – Wonder why FEMA turned you down for disaster assistance?Appealing a FEMA determination on a disaster assistance application is easy, but before acting, read your decision letter carefully and ask questions.Disaster survivors may believe FEMA made an incorrect decision or question the type of help FEMA provided. Sometimes, FEMA can’t move forward on an application because key information is missing, such as proof of ownership or contractor’s estimate for repairs not covered.Applicants with insurance may receive an initial denial, but reconnecting with FEMA after insurance settles may change...