SANTA FE, New Mexico — Chaves County homeowners and renters who were affected by the Oct. 19-20 storms and flooding have just three days left to apply to FEMA for Federal disaster assistance. The deadline to apply is Thursday, Jan. 2, 2025, by 11:59 p.m. How to Apply for FEMA Disaster Assistance The first step for individuals and households to receive financial help is to apply to FEMA for federal assistance. There are no costs involved to apply for, or receive, FEMA assistance. FEMA grants do not have to be repaid. FEMA assistance is nontaxable...