BATON ROUGE, La. — Flood-related disasters occur about every six years in Louisiana, so make sure your home and personal belongings are protected from flood damage. The National Flood Insurance Program (NFIP) provides content as well as structure coverage.Many who purchase flood insurance forget coverage for contents. Annual premiums for contents insurance in moderate- and low- risk areas range from $48 to $226 to assist with flood loss up to $100,000 for contents depending on the type and amount of coverage.Eligible items for contents coverage include personal items, like clothes and...

Official website of the Department of Homeland SecurityOriginal linkOriginal author: sylvia.obear

BATON ROUGE, La. –Volunteer organizations have joined Louisiana communities to smooth the road to recovery following the August flood. They play an important role in many federally declared disasters.FEMA has organized volunteer groups in some affected communities to determine potential recovery resources for flood survivors that exceed what federal disaster assistance provides. They form long-term recovery committees to create solutions that fill in the gaps and unmet needs. Committees often collaborate with local leaders to identify what survivor needs remain.Volunteer groups are crucial parts of recovery because federal disaster assistance cannot...

BATON ROUGE, La. — A quick fix may change decisions for survivors who applied for FEMA help following Louisiana’s August flood and disagree with determination letters.Everybody has a right to appeal. Survivors should read determination letters carefully to understand FEMA’s decision and know exactly what is needed to appeal.Many times applicants just need to submit some extra documents for FEMA to process their application. FEMA can reconsider applicants in some cases if they:Submit insurance documents. Provide documents from their insurance company that detail their coverage or settlement is insufficient to make...

BATON ROUGE, La. —Several Louisiana school campuses damaged during the August flood can reopen for students with the help of recent federal disaster assistance grants.Approximately $35 million reimburses temporary facility and cleaning expenses for schools throughout flood-affected communities. The funds allow students to return to the school campuses they attended before the flood while lessening strains on other schools.Temporary closures of some flood-damaged schools awaiting repairs have forced other campuses to accommodate displaced students. These grants will relieve some of the stresses students, faculty and staff endure during the temporary arrangements,...